Loan Amount
Axis Home Loan offers a wide range of loan amounts, reaching up to ₹15 Crores, catering to individuals across different financial segments and fulfilling diverse housing needs
Interest Rates
Competitive interest rates starting from 8.75 % for eligible applicants.
Prepayment/Foreclosure Charges
Zero or minimal charges on prepayment or foreclosure, allowing you to reduce your loan tenure without extra costs.
Affordable Processing Fees
starting at just 0.35%, the processing fee for an Axis Home Loan remains competitive and is based on eligibility and the specific loan type chosen.
Application Process
Simple and quick online application process with immediate confirmation and follow-up.
Flexible Tenure
Choose a repayment tenure up to 30 years for easy and affordable EMIs, tailored to your financial comfort.
Balance Transfer Facility
Transfer your existing home loan to Axis Bank and enjoy lower EMIs with competitive interest rates.
Minimum Documentation
Streamlined documentation requirements to ensure a quick and hassle-free loan processing experience.
SuGanta brings you a seamless, convenient platform to apply for Axis Bank home loans. We ensure your process is simplified with:
1. Expert Guidance: Assistance throughout the loan application process.
2. Updated Information: Get real-time updates on Axis Bank’s home loan interest rates, eligibility, and required documents.
3. Best Deals: Leverage exclusive offers and reduced rates available through our partnership with Axis Bank.
For Salaried Individuals:
For NRI (Salaried Individuals)
For Self-Employed Individuals
Maximize your savings with Axis Bank Home Loans through exclusive tax benefits available to homeowners.
1. Section 80EE Deduction for First-Time Homeowners: First-time homebuyers can save an additional ₹50,000 annually on home loan interest, making homeownership more affordable.
2. Section 24(b) Tax Deduction on Interest for Self-Occupied Property: Deduct up to ₹2 lakh per year on home loan interest for a self-occupied property, reducing your taxable income and enhancing savings.
3. Unlimited Deduction for Rented Property: For properties rented out, the interest paid on the home loan is fully deductible, allowing you to maximize your tax benefits on rental properties.
4. House Rent Allowance (HRA) Exemption Under Section 10(14): Residents of rented properties can claim a tax exemption on House Rent Allowance (HRA), helping them save more while enjoying rental accommodation.
Axis Bank home loans offer attractive tax-saving options, making it easier to manage EMIs while benefiting from tax reductions.
Use SuGanta’s Axis Home Loan EMI Calculator to estimate your monthly payments. Simply enter your loan amount, interest rate, and preferred tenure, and get an immediate overview of your repayment plan.
Need a more accurate EMI estimate?
You can apply for Axis Bank Home Loan online on SuGanta by following the given steps: