Axis Bank Home Loan

Welcome to SuGanta’s Axis Bank Home Loan page! Axis Bank offers competitive interest rates and flexible home loan options tailored to help you buy, construct, or renovate your dream home. Discover the best deals with SuGanta and make your homeownership journey smooth and affordable.
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  • Axis Bank
    RECOMMENDED
    Loan Amount
    ₹65,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹61,536
    Enquire Now
  • Axis Bank
    RECOMMENDED
    Loan Amount
    ₹71,50,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹67,690
    Enquire Now
  • Axis Bank
    RECOMMENDED
    Loan Amount
    ₹80,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹17,603
    Enquire Now
    Unlock 3+ Home Loan Offers
  • Axis Bank
    RECOMMENDED
    Loan Amount
    ₹80,00,000
    ROI
    8.45%
    Tenure
    30 yr
    EMI
    ₹17,603
    Enquire Now
    Unlock 3+ Home Loan Offers
Unlock Home Loan Offers

Axis Bank Home Loan Features and Benefits

  • Loan Amount

    Axis Home Loan offers a wide range of loan amounts, reaching up to ₹15 Crores, catering to individuals across different financial segments and fulfilling diverse housing needs

  • Interest Rates

    Competitive interest rates starting from 8.75 % for eligible applicants.

  • Prepayment/Foreclosure Charges

    Zero or minimal charges on prepayment or foreclosure, allowing you to reduce your loan tenure without extra costs.

  • Affordable Processing Fees

    starting at just 0.35%, the processing fee for an Axis Home Loan remains competitive and is based on eligibility and the specific loan type chosen.

  • Application Process

    Simple and quick online application process with immediate confirmation and follow-up.

  • Flexible Tenure

    Choose a repayment tenure up to 30 years for easy and affordable EMIs, tailored to your financial comfort.

  • Balance Transfer Facility

    Transfer your existing home loan to Axis Bank and enjoy lower EMIs with competitive interest rates.

  • Minimum Documentation

    Streamlined documentation requirements to ensure a quick and hassle-free loan processing experience.

Why Choose SuGanta for Axis Bank Home Loan?

SuGanta brings you a seamless, convenient platform to apply for Axis Bank home loans. We ensure your process is simplified with:

1.  Expert Guidance: Assistance throughout the loan application process.

2.  Updated Information: Get real-time updates on Axis Bank’s home loan interest rates, eligibility, and required documents.

3.  Best Deals: Leverage exclusive offers and reduced rates available through our partnership with Axis Bank.

Required Documents for Axis Bank Home Loan

For Salaried Individuals:

  • Application Form: Completed and signed.
  • ID Proof: Aadhaar, Passport, Voter ID, or Driving License.
  • Address Proof: Aadhaar, Passport, or Utility Bills (Electricity, Telephone, Gas).
  • Date of Birth Proof: Passport, PAN Card, or Birth Certificate.
  • Income Proof: Last 3 months' pay slips, last 6 months' bank statements showing salary credits, and Form 16 for the past 2 years.

For NRI (Salaried Individuals)

  • Basic Documents: Same as salaried individuals above.
  • Additional Documents: Any other supporting documents as requested, such as recent photographs, signature verification, or specific forms required by the institution.
  • Employment Proof: Contract or Appointment Letter.
  • Passport & VISA: Valid passport copy and VISA.
  • Credit Report: Overseas credit report.
  • Bank Statements: Last 6 months' international and domestic bank statements.

For Self-Employed Individuals

  • Application Form: Completed and signed.
  • ID Proof: Aadhaar, Passport, Voter ID, or Driving License.
  • Address Proof: Aadhaar, Passport, or Utility Bills (Electricity, Telephone, Gas).
  • Date of Birth Proof: Passport, PAN Card, or Birth Certificate.
  • Financial Statements: Income Tax Returns (ITR) for the past 2 years, along with the Profit & Loss statement and Balance Sheet, both signed by a CA.
  • Bank Statements: Last 6 months for personal and business accounts.

Axis Bank Home Loan Tax Benefits

Maximize your savings with Axis Bank Home Loans through exclusive tax benefits available to homeowners.

1. Section 80EE Deduction for First-Time Homeowners: First-time homebuyers can save an additional ₹50,000 annually on home loan interest, making homeownership more affordable.

2. Section 24(b) Tax Deduction on Interest for Self-Occupied Property: Deduct up to ₹2 lakh per year on home loan interest for a self-occupied property, reducing your taxable income and enhancing savings.

3. Unlimited Deduction for Rented Property: For properties rented out, the interest paid on the home loan is fully deductible, allowing you to maximize your tax benefits on rental properties.

4. House Rent Allowance (HRA) Exemption Under Section 10(14): Residents of rented properties can claim a tax exemption on House Rent Allowance (HRA), helping them save more while enjoying rental accommodation.

Axis Bank home loans offer attractive tax-saving options, making it easier to manage EMIs while benefiting from tax reductions.

Axis Home Loan EMI Calculator

Use SuGanta’s Axis Home Loan EMI Calculator to estimate your monthly payments. Simply enter your loan amount, interest rate, and preferred tenure, and get an immediate overview of your repayment plan.

Home Loan EMI Calculator

You are Eligible for EMI Amount
₹56,409
Principal Amount
₹6,500,000
Interest Amount
₹7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
₹8,000,000
8.5%
20 p.a

You are Eligible for EMI Amount

₹69,426
Principal Amount
₹8,000,000
Interest Amount
₹8,662,206
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

How to Apply for Axis Bank Home Loan

You can apply for Axis Bank Home Loan online on SuGanta by following the given steps:

Step 2
Fill in all required fields and click on Apply Now.
Step 3
Enter your personal information and home loan-related details to proceed.
Step 4
Explore eligible loan options tailored to your profile. Compare the options and select the home loan that best suits your needs.
Apply Now
Contact Us
Ready to begin? Contact SuGanta’s expert support team for guidance on Axis Home Loans. Our professionals are here to answer your questions and provide personalized assistance every step of the way.
Call us
+91 7827694613
Mail us
support@suganta.com