Kotak Mahindra Bank

Welcome to SuGanta’s Kotak Mahindra Bank Home Loan details! Kotak Mahindra Bank offers some of the best home loan interest rates along with flexible loan tenure options and customized loan solutions to help you fulfill your dream of homeownership. Whether you’re planning to buy a new property, build from the ground up, or renovate your existing space, Kotak Mahindra Bank Home Loans offer the financial support you need with competitive interest rates, easy documentation, and quick approval.
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  • Kotak Mahindra Bank
    RECOMMENDED
    Loan Amount
    ₹65,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹61,536
    Enquire Now
  • Kotak Mahindra Bank
    RECOMMENDED
    Loan Amount
    ₹71,50,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹67,690
    Enquire Now
  • Kotak Mahindra Bank
    RECOMMENDED
    Loan Amount
    ₹80,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    ₹17,603
    Enquire Now
    Unlock 3+ Home Loan Offers
  • Kotak Mahindra Bank
    RECOMMENDED
    Loan Amount
    ₹80,00,000
    ROI
    8.45%
    Tenure
    30 yr
    EMI
    ₹17,603
    Enquire Now
    Unlock 3+ Home Loan Offers
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Kotak Mahindra Bank Home Loan Features and Benefits

  • Loan Amount

    Kotak Mahindra Home Loan offers a wide range of loan amounts, reaching up to ₹15 Crores, catering to individuals across different financial segments and fulfilling diverse housing needs

  • Interest Rates

    Competitive interest rates starting from 8.75 % for eligible applicants.

  • Prepayment/Foreclosure Charges

    Zero or minimal charges on prepayment or foreclosure, allowing you to reduce your loan tenure without extra costs.

  • Affordable Processing Fees

    starting at just 0.35%, the processing fee for an Kotak Mahindra Home Loan remains competitive and is based on eligibility and the specific loan type chosen.

  • Application Process

    Simple and quick online application process with immediate confirmation and follow-up.

  • Flexible Tenure

    Choose a repayment tenure up to 30 years for easy and affordable EMIs, tailored to your financial comfort.

  • Balance Transfer Facility

    Transfer your existing home loan to Kotak Mahindra Bank and enjoy lower EMIs with competitive interest rates.

  • Minimum Documentation

    Streamlined documentation requirements to ensure a quick and hassle-free loan processing experience.

Key Benefits of Kotak Mahindra Bank Home Loans

  • Attractive Interest Rates: Get access to some of the best home loan interest rates starting at 8.7% p.a., designed to make EMIs affordable.
  • Flexible Tenure: Choose a repayment tenure of up to 20 years, allowing you to manage your monthly payments comfortably.
  • High Loan Amount: Avail of high-value home loans for property purchases or construction, with financing up to 90% of the property value.
  • Balance Transfer Facility: Save on interest by transferring your existing home loan to Kotak Mahindra Bank, benefiting from better rates and reduced EMIs.
  • Quick Approvals & Easy Documentation: Enjoy a streamlined application process with minimal paperwork, ensuring fast approvals and disbursals.

Kotak Mahindra Bank Home Loan Documentation

For Salaried Individuals:

  • Completed application form, ID proof (Aadhaar, Passport), Address proof, Last 3 months' payslips, and Bank statements.

For Self-Employed:

  • Completed application form, ID proof, Address proof, ITR for last two years, and business financial statements.

Tax Benefits on Kotak Mahindra Bank Home Loans

Enjoy tax savings on home loans under various sections of the Income Tax Act:

1. Section 80C: Claim up to ₹1.5 lakh on principal repayment.

2. Section 24(b): Deduct up to ₹2 lakh on interest payments for self-occupied properties.

3. Section 80EE: Additional deduction of ₹50,000 for first-time homebuyers.

Kotak Mahindra Bank Home Loan Interest Rates

Kotak Mahindra Bank offers competitive home loan interest rates that vary based on your profile and loan tenure. Check the latest rates or use our Home Loan EMI Calculator to estimate your monthly payments.

Home Loan EMI Calculator

You are Eligible for EMI Amount
₹56,409
Principal Amount
₹6,500,000
Interest Amount
₹7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
₹8,000,000
8.5%
20 p.a

You are Eligible for EMI Amount

₹69,426
Principal Amount
₹8,000,000
Interest Amount
₹8,662,206
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

How to Apply for Kotak Mahindra Bank Home Loan

You can apply for Kotak Mahindra Bank Home Loan online on SuGanta by following the given steps:

Step 2
Fill in all required fields and click on Apply Now.
Step 3
Enter your personal information and home loan-related details to proceed.
Step 4
Explore eligible loan options tailored to your profile. Compare the options and select the home loan that best suits your needs.
Apply Now
Contact Us
Ready to begin? Contact SuGanta’s expert support team for guidance on Kotak Mahindra Home Loans. Our professionals are here to answer your questions and provide personalized assistance every step of the way.
Call us
+91 7827694613
Mail us
support@suganta.com