Axis Bank Home Loan EMI Calculator- SuGanta

Owning a home is a major milestone—and smart financial planning is the first step. With the Axis Bank Home Loan EMI Calculator on SuGanta.com, you can easily forecast your monthly EMIs. It’s a quick and reliable way to understand your repayment schedule and plan your budget with confidence.

Feature of Axis Bank Home Loan EMI Calculator

• Quick & Easy: Get instant EMI results by entering just a few details—no complex math required.
• Accurate Estimates: Plan your finances better with precise monthly repayment figures.
• Flexible Calculations: Try different loan amounts, tenures, and interest rates to find the best fit for your budget.
• Better Decision-Making: Understand your loan affordability before applying, helping you choose the right loan amount and tenure.
• Time-Saving: Skip manual calculations and get results in seconds, so you can focus on finding your dream home.

Axis Bank Home Loan Details

Loan Amount and Tenure:

• Minimum Loan Amount: ₹3 lakh
• Maximum Loan Amount: Up to ₹5 crore
• Loan Tenure: Up to 30 years

Interest Rates:

• Floating Interest Rate: 8.75% - 9.15% per annum
• Fixed Interest Rate: 14% per annum
• Loan Tenure: Up to 30 years

Processing Fee:

• 1% of the loan balance plus GST (minimum ₹10,000)

Sample EMI Calculation

For a home loan of ₹65,00,000 at an interest rate of 8.5% per annum over a tenure of 10 years , your estimated repayment details are:

• Monthly EMI: ₹80,317 (approx.)
• Total Interest Payable: ₹31,38,040 (approx.)
• Total Repayment Amount: ₹96,38,040 (Principal + Interest)

Note: These figures are indicative. For precise calculations tailored to your loan specifics, use the PNB Housing Finance Home Loan EMI Calculator on SuGanta.com.

Benefits of Using the EMI Calculator

• Instant Results:
  Know your monthly EMI within seconds—no waiting, no manual calculations.
• Plan Better:
  Get a clear picture of how much you’ll pay every month, helping you budget smarter and avoid surprises.
• Compare Easily:
  Adjust loan amount, tenure, or interest rate to find the most comfortable repayment
• Transparency:
  See the full interest payable and total repayment upfront—no hidden costs.
• Loan Eligibility Insight:
  Helps you estimate the maximum loan amount you can afford based on your EMI capacity.
• User-Friendly Interface:
  Simple sliders and inputs make it easy for anyone to use—no technical knowledge needed.
• Available 24/7:
  Use it anytime, from anywhere—perfect for quick decisions when browsing property online

Why Choose Axis Bank Home Loans?

• Attractive Interest Rates – Competitive rates starting from as low as 8.75%* p.a., making EMIs more affordable.
• Flexible Loan Tenure – Repayment periods of up to 30 years, allowing convenient financial planning.
• Quick & Easy Processing – Hassle-free application process with minimal documentation and speedy approvals.
• Wide Range of Loan Options – Home purchase, construction, renovation, and balance transfer facilities available.
• Trusted Service – Backed by Axis Bank’s strong reputation and excellent customer support network across India.

Axis bank Home Loan EMI Amortization Table

Year Opening Balance (₹) | EMI × 12 (₹) | Interest Paid (₹) | Principal Paid (₹) | Closing Balance (₹)