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Bajaj HFL Bank EMI Calculator

You are Eligible for EMI Amount
₹56,409
Principal Amount
₹6,500,000
Interest Amount
₹7,038,042
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  • Lowest Interest Rate
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8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

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Your Repayment Details


    Bajaj Housing Finance Home Loan EMI Calculator – SuGanta

    Purchasing a home is a significant financial commitment. The Bajaj Housing Finance Home Loan EMI Calculator on Suganta.com empowers you to estimate your monthly loan repayments accurately, aiding in informed financial planning.

    Why Use the Bajaj Housing Finance EMI Calculator?

    • Accurate EMI Computation: Input your loan amount, interest rate, and tenure to receive precise monthly installment figures, facilitating effective budgeting.​
    • User-Friendly Interface: Designed for simplicity, the calculator ensures a seamless experience for all users, regardless of financial expertise.​
    • Instant Results: Obtain immediate calculations, allowing you to explore various loan scenarios and choose the most suitable option.​

    Bajaj Housing Finance Home Loan Details

    Interest Rates: As of April 2025, Bajaj Housing Finance offers home loan interest rates starting from 8.25% per annum, varying based on the applicant's credit profile and loan specifics. ​

    Processing Fees: A nominal fee is applicable, details of which can be obtained from the official Bajaj Housing Finance website.​

    Loan Tenure: Flexible repayment periods extending up to 30 years, accommodating diverse financial plans.​

    Get Matching Home Loan Offers Here
    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹61,536
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    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹67,690
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    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹17,603
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    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.45%
      Tenure
      30 yr
      EMI
      ₹17,603
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      Unlock 3+ Home Loan Offers
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    Sample EMI Calculation

    For a home loan of ₹65,00,000 with an interest rate of 8.5% per annum over a tenure of 20 years:

    • Monthly EMI: Approximately ₹56,409.​
    • Total Interest Payable: Approximately ₹70,38,042.​​

      • Note: These figures are indicative. For precise calculations tailored to your loan specifics, use the Bajaj Housing Finance Home Loan EMI Calculator on Suganta.com​

    How to Use the Bajaj Housing Finance Home Loan EMI Calculator

    • Enter Loan Amount: Specify the desired loan amount.​
    • Select Loan Tenure: Choose the preferred repayment period.
    • Input Interest Rate: Enter the applicable interest rate.​
    • Calculate EMI: Click on “Calculate Your EMI” to view the estimated monthly payment.​​

    Benefits of Using the EMI Calculator

    • Financial Planning: Gain a clear understanding of your monthly obligations, aiding in effective budgeting.​
    • Loan Comparison: Evaluate different loan scenarios by adjusting variables, assisting in selecting the most suitable loan option.​
    • Time-Saving: Eliminates the need for manual calculations, providing swift and reliable results.​

    Why Choose Bajaj Housing Finance Home Loans?

    • Competitive Interest Rates: Starting from 8.25% per annum, making home loans more affordable.
    • Flexible Tenure Options: Repayment periods extend up to , providing flexibility to borrowers.​
    • High Loan Amounts: Depending on eligibility, borrowers can avail substantial loan amounts to finance their dream homes.​ ​
    Year Opening Balance (₹) Annual EMI (₹) Interest Paid (₹) Principal Paid (₹) Closing Balance (₹)
    1 65,00,000 9,62,856 5,49,132 4,13,724 60,86,276
    2 60,86,276 9,62,856 5,17,333 4,45,523 56,40,753
    3 56,40,753 9,62,856 4,79,464 4,83,392 51,57,361
    4 51,57,361 9,62,856 4,36,375 5,26,481 46,30,880
    5 46,30,880 9,62,856 3,88,125 5,74,731 40,56,149
    6 40,56,149 9,62,856 3,33,839 6,29,017 34,27,132
    7 34,27,132 9,62,856 2,73,545 6,89,311 27,37,821
    8 27,37,821 9,62,856 2,06,988 7,55,868 19,81,953
    9 19,81,953 9,62,856 1,33,850 8,29,006 11,52,947
    10 11,52,947 9,62,856 53,235 9,09,621 0

    The HDFC Bank Home Loan offers financial solutions to help you achieve your dream of homeownership. With flexible EMI options, competitive rates, and a transparent process, HDFC Bank makes home financing straightforward and accessible for all.

    Key Highlights :
    • Monthly EMI: ₹80,238
    • Total Repayment: ₹96,28,560
    • Total Interest Payable: ₹31,28,560
    • Suitable for: Home purchase, construction, or balance transfer
     

    Frequently Asked Questions

    +
    The Bajaj HFL Home Loan EMI Calculator is an online financial tool that simplifies the process of calculating your monthly home loan EMIs. By entering the loan amount, interest rate, and loan tenure, users can quickly estimate their repayment amounts. This helps in better financial planning and ensures borrowers know their monthly obligations in advance.
    +
    The Bajaj HFL EMI Calculator provides precise results based on the input data. However, actual EMIs may vary slightly depending on factors such as prepayments, fluctuating interest rates, and additional fees charged by Bajaj Housing Finance.
    +
    Using the calculator is simple. Visit Suganta.com, navigate to the Bajaj HFL Home Loan EMI Calculator page, and input your loan details: loan amount, interest rate, and tenure. The tool will instantly display your EMI, along with a breakdown of principal and interest components.
    +
    Yes, the calculator allows users to adjust the loan tenure to compare EMIs for different durations. This feature is useful for determining how tenure impacts monthly repayment amounts and total interest payable.
    +
    Key factors influencing EMI include the loan amount, interest rate, and loan tenure. Higher loan amounts or interest rates result in higher EMIs, while longer tenures reduce monthly payments but increase the total interest paid over time.
    +
    The minimum loan amount varies based on Bajaj Housing Finance’s policies and the applicant’s eligibility. Typically, it starts from ₹5 lakh, but specific requirements can be confirmed by checking Suganta.com or contacting Bajaj HFL.
    +
    Yes, the Bajaj HFL Home Loan EMI Calculator is versatile and can be used to calculate EMIs for balance transfer loans, helping borrowers assess the financial benefits of transferring their loan to Bajaj HFL.
    +
    Bajaj HFL offers flexible tenures, with a maximum of up to 30 years. Longer tenures lower EMIs but increase the total interest payable. Borrowers should choose a tenure that balances affordability and overall cost.
    +
    Yes, the calculator not only shows the EMI but also provides a detailed breakdown of the total interest payable over the loan tenure, helping borrowers understand the cost of borrowing.
    +
    Bajaj HFL provides both fixed and floating interest rate options. Fixed rates remain constant throughout the tenure, while floating rates fluctuate based on market conditions, impacting your EMI accordingly.
    +
    The interest rate for Bajaj HFL home loans varies depending on factors such as loan amount, tenure, and borrower profile. Visit Suganta.com for the latest interest rates and offers.
    +
    Yes, the EMI Calculator supports joint home loans, allowing users to calculate the combined EMI based on the joint applicant’s income and eligibility.
    +
    By providing an accurate estimate of your monthly obligations, the calculator enables you to plan your budget effectively. You can also experiment with different loan amounts and tenures to find the most affordable EMI.
    +
    Commonly required documents include:
    • Identity proof (Aadhaar, PAN)
    • Address proof
    • Income proof (salary slips, ITR)
    • Bank statements
    • Property documents
    Visit Suganta.com for a detailed checklist.
    +
    Yes, EMIs for Bajaj HFL home loans are eligible for tax benefits under Section 80C (principal repayment) and Section 24(b) (interest paid) of the Income Tax Act, subject to conditions.
    +
    Absolutely! Use the Bajaj HFL EMI Calculator to compare EMIs offered by different lenders and select the most cost-effective option that suits your budget.
    +
    Missing an EMI may result in penalties, additional interest charges, and a negative impact on your credit score. Contact Bajaj HFL immediately to resolve any missed payments.
    +
    While the calculator doesn’t have a save feature, you can take a screenshot or note down the results to refer to later during financial planning or loan application.
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    Yes, Bajaj HFL charges a processing fee, which may vary based on the loan amount and borrower profile. This fee is typically a small percentage of the loan amount.
    +
    Yes, Bajaj HFL provides exclusive home loan schemes for women borrowers, including lower interest rates and processing fee waivers, encouraging female homeownership.
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    You can apply for a Bajaj HFL home loan online through Suganta.com by filling out the application form, uploading the necessary documents, and submitting your details for approval.
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    Bajaj HFL allows the foreclosure of home loans before the tenure ends. Foreclosure charges, if applicable, depend on the loan agreement. Check Suganta.com for detailed terms.
    +
    Yes, the calculator can compute EMIs for loans availed for under-construction properties, helping you estimate costs even before the property is ready.
    +
    A high credit score improves your chances of securing a lower interest rate, reducing your EMI. Use the EMI Calculator to analyze how different interest rates impact your monthly payments.

    Contact Us

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