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Bajaj HFL Home Loan EMI Calculator

You are Eligible for EMI Amount

₹ 56,409

Principal Amount

₹ 65,00,000

Interest Amount

₹ 70,38,043

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Your Repayment Details

Month Beginning Loan Balance EMI Principal Monthly Interest Outstanding Balances
January ₹650000 ₹5620 ₹1043 ₹4577 ₹648957
February ₹648957 ₹5620 ₹1051 ₹4570 ₹647906
March ₹647906 ₹5620 ₹1058 ₹4562 ₹646848
April ₹646848 ₹5620 ₹1065 ₹4555 ₹645783
May ₹645783 ₹5620 ₹1073 ₹4547 ₹644710
June ₹644710 ₹5620 ₹1080 ₹4540 ₹643629
July ₹643629 ₹5620 ₹1088 ₹4532 ₹642541
August ₹642541 ₹5620 ₹1096 ₹4525 ₹641446
September ₹641446 ₹5620 ₹1103 ₹4517 ₹640342
October ₹640342 ₹5620 ₹1111 ₹4509 ₹639231
November ₹639231 ₹5620 ₹1119 ₹4501 ₹638112
December ₹638112 ₹5620 ₹1127 ₹4493 ₹636985
Month Beginning Loan Balance EMI Principal Monthly Interest Outstanding Balances
January ₹6525000 ₹5620 ₹1654773 ₹4452 ₹648957
February ₹648957 ₹5620 ₹1051 ₹46540 ₹647906
March ₹647906 ₹5620 ₹1058 ₹4656 ₹646848
April ₹646848 ₹5620 ₹15555 ₹4555 ₹645783
May ₹645783 ₹56550 ₹1073 ₹4547 ₹644710
June ₹644710 ₹5620 ₹10330 ₹4540 ₹643629
July ₹643629 ₹563430 ₹1088 ₹4532 ₹642541
August ₹642541 ₹5620 ₹1046 ₹4525 ₹641446
September ₹6341446 ₹5620 ₹1103 ₹4517 ₹640342
October ₹644342 ₹5620 ₹1111 ₹4509 ₹639231
November ₹639231 ₹5620 ₹1119 ₹4501 ₹638112
December ₹638112 ₹5620 ₹1127 ₹4493 ₹636985

Bajaj HFL Home Loan EMI Calculator

Planning for a home loan? The Bajaj Housing Finance Limited (HFL) Home Loan EMI Calculator is your go-to tool to instantly calculate your home loan EMI and gain insights into your monthly payment schedule. By entering details like the loan amount, interest rate, and repayment tenure, you’ll receive accurate EMI calculations in seconds. This easy-to-use calculator allows you to experiment with different loan amounts and tenures to find an EMI plan that suits your budget. With the Bajaj HFL Home Loan EMI Calculator, you can make informed financial decisions and take a step closer to owning your dream home. Experience quick and reliable EMI calculations today!

Key Benefits of Bajaj HFL Home Loan EMI Calculator

There are many key benefits for using of Bajaj HFL Home loan EMI Calculator, here are the main ones:

  • Accurate EMI Estimation: Get precise monthly installment calculations based on your loan amount, interest rate, and tenure.
  • Flexible Loan Options: Explore various loan scenarios by adjusting parameters to find the perfect fit for your budget.
  • Time-Saving: Instantly compare different loan options without the need for manual calculations.
  • Financial Planning: Plan your home purchase with confidence by understanding your long-term financial commitments.

How to Calculate Home Loan EMI

Calculating your home loan EMI doesn’t have to be stressful. SuGanta.com offers a free, easy-to-use EMI Calculator to help prospective borrowers understand their monthly payments instantly. Simply input your loan amount, interest rate, and loan tenure, and the SuGanta EMI Calculator will provide an accurate breakdown of your future EMI payments. This tool not only saves time but also allows you to explore various loan schemes, enabling you to make informed financial decisions for your home financing needs. Use SuGanta.com’s EMI Calculator today to simplify your home loan planning.

Get Exclusive Home Loan Offers Here!

  • SBI Bank
    RECOMMENDED
    • Loan Amount
    • ₹ 65,00,000
    • Tenure
    • 20 yr
    • ROI
    • 8.5
    • EMI
    • ₹ 56,409
    View Now
  • SBI Bank
    RECOMMENDED
    • Loan Amount
    • ₹ 65,00,000
    • Tenure
    • 20 yr
    • ROI
    • 8.5
    • EMI
    • ₹ 56,409
    View Now
  • SBI Bank
    RECOMMENDED
    • Loan Amount
    • ₹ 65,00,000
    • Tenure
    • 20 yr
    • ROI
    • 8.5
    • EMI
    • ₹ 56,409
    View Now
  • SBI Bank
    RECOMMENDED
    • Loan Amount
    • ₹ 65,00,000
    • Tenure
    • 20 yr
    • ROI
    • 8.5
    • EMI
    • ₹ 56,409
    View Now
  • SBI Bank
    RECOMMENDED
    • Loan Amount
    • ₹ 65,00,000
    • Tenure
    • 20 yr
    • ROI
    • 8.5
    • EMI
    • ₹ 56,409
    View Now
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How To Use SuGanta Home Loan EMI Calculator

Calculating your home loan EMI is straightforward with SuGanta's Home Loan EMI Calculator. Follow these steps:

Step 1: Access the Calculator Visit the Home Loan EMI Calculator
Step 2: Enter Loan Amount Input the desired loan amount you plan to borrow.
Step 3: Specify Loan Tenure Select the loan tenure in years.
Step 4: Input Interest Rate: Enter the applicable interest rate for the loan. Step 5:Calculate EMI Click on the "Calculate Your EMI" button to view your monthly installment.

Home Loan EMI Calculation Formula

If you want to cross-check the EMI amount then use the following standardized formula:

E = P.r. (1+r)^n/([(1+r)^n]-1)

Here, P = Principal or Loan amount
E = applicable future EMI
r = Interest rate applicable
n = Number of EMIs or applicable tenure

For example, if any borrower avails a loan of 25 lakh for a 15-year tenure at a 8.50% p.a. rate of interest, the applicable

E = 25,00,000 ×.0070833(1+.0070833)^180/([(1+.0070833)^180]-1)

EMI= Approximately ₹24,618.49 per month.

Home Loan Amortization Schedule for Bajaj HFL

The Home Loan Amortization Schedule for Bajaj HFL provides a detailed breakdown of each EMI, showing interest and principal repayment over time, helping borrowers track loan progress and manage finances effectively.
If you have taken a loan of Rs 40 lakh over a 10-year tenure at an interest rate 8.75% you will have an amortization schedule that looks like the following

Year Month EMI (₹) Principal Payment (₹) Interest Payment (₹) Remaining Balance (₹)
1 50,130.70 20,964.03 29,166.67 39,790,360
2 50,130.70 21,116.90 29,013.80 39,579,193
3 50,130.70 21,270.87 28,859.83 39,366,485
4 50,130.70 21,425.97 28,704.73 39,152,227
4 50,130.70 21,582.20 28,548.50 38,936,404

The HDFC Bank Home Loan offers financial solutions to help you achieve your dream of homeownership. With flexible EMI options, competitive rates, and a transparent process, HDFC Bank makes home financing straightforward and accessible for all.

 

Home Loan FAQs

+
EMI stands for Equated Monthly Installment. It's the amount you pay each month to repay your home loan, which includes a part of the principal amount and the interest.
+
Home loan EMI is calculated using the formula: EMI = P * r * (1+r)^n / ((1+r)^n - 1), where P is the principal amount, r is the monthly interest rate, and n is the total number of months.
+
The main factors that affect your home loan EMI are the loan amount, interest rate, and loan tenure. A higher loan amount or interest rate will increase your EMI, while a longer tenure will decrease it.
+
Yes, most lenders allow prepayment of home loans. However, there might be certain terms and conditions, including prepayment charges. It's best to check with your lender for specific details.

Types of Home Loans We Offer

1. Fixed-Rate Mortgages

Enjoy the stability of consistent monthly payments throughout your loan term.

2. Adjustable-Rate Mortgages (ARMs)

Take advantage of lower initial rates with the flexibility to adjust over time.

3. FHA Loans

Government-backed loans with lower down payment requirements, perfect for first-time buyers.

4. VA Loans

Exclusive loans for veterans and active-duty military personnel with favorable terms.

Contact Us

Have any queries? We’d love to hear from you.

📞 Call us: +91 782 769 4613

✉️ Mail us: homeloan@suganta.com

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