Home Loan Eligibility Calculator

Step 1. Enter Loan Amount: Input the desired loan amount.
Step 2. Enter Tenure: Select the loan period.
Step 3. Enter Interest Rate: Input the current interest rate.
Step 4. Calculate EMI: Click on “Calculate Your EMI” to view the estimated monthly payment.

• • Determine Loan Amount: Choose a loan amount based on the EMI you can afford.
• • Select the Right Tenure: Find a tenure that balances EMI affordability and interest savings.
• • Optimize Down Payment: Determine how much down payment to make for the best EMI and interest rates.

• Loan Amount: Higher loan amounts increase EMIs.

• Loan Tenure: Longer tenure means lower EMI but higher total interest.

• Interest Rate: With floating rates, your EMI fluctuates according to market changes.

• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Applicant’s Age: 21 to 70 years

• Applicant’s Age: 18 to 70 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 25,000 for the primary applicant

• Applicant’s Age: 18 to 75 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)

• Applicant’s Age: 25 to 65 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 18,000 for the primary applicant

• Applicant’s Age: 18 to 70 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 15,000 for the primary applicant, Rs 10,000 for the co-applicant

• Applicant’s Age: 18 to 70 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 15,000 for the primary applicant, Rs 10,000 for the co-applicant

• Applicant’s Age: 23 to 55 years
• Resident Type: Indian Residents only

• Applicant’s Age: 18 to 60 years for salaried applicants, 18 to 65 years for self-employed applicants
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 15,000 for both the primary applicant and co-applicant

• Applicant’s Age: 21 to 60 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 15,000 for both the primary applicant and co-applicant

• Applicant’s Age: 18 to 70 years
• Resident Type: Indian Residents and Non-Resident Indians (NRIs)
• Minimum Monthly Income: Rs 15,000 for the primary applicant, Rs 10,000 for the co-applicant

• Applicant’s Age: 21 to 60 years
• Resident Type: Indian Residents only
• Minimum Monthly Income: Rs 15,000 for the primary applicant, Rs 10,000 for the co-applicant

• Applicant’s Age: 21 to 65 years
• Resident Type: Indian Residents only
• Co-Applicant Requirement: Co-applicant with income is mandatory if the primary applicant is up to 25 years of age

SuGanta’s home loan guide simplifies the application process by helping you understand eligibility, calculate EMIs, and compare top loan offers. With clear criteria and a user-friendly EMI calculator, you can plan your finances effectively. Secure the best home loan for your needs and make your homeownership dreams a reality.