Home Loan EMI Calculator

You are Eligible for EMI Amount
49,979
Principal Amount
6,500,000
Interest Amount
11,492,576
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Your Repayment Details

Month Beginning Loan Balance EMI Principal Monthly Interest Outstanding Balances
January 650000 5620 1043 4577 648957
February 648957 5620 1051 4570 647906
March 647906 5620 1058 4562 646848
April 646848 5620 1065 4555 645783
May 645783 5620 1073 4547 644710
June 644710 5620 1080 4540 643629
July 643629 5620 1088 4532 642541
August 642541 5620 1096 4525 641446
September 641446 5620 1103 4517 640342
October 640342 5620 1111 4509 639231
November 639231 5620 1119 4501 638112
December 638112 5620 1127 4493 636985
Month Beginning Loan Balance EMI Principal Monthly Interest Outstanding Balances
January 6525000 5620 1654773 4452 648957
February 648957 5620 1051 46540 647906
March 647906 5620 1058 4656 646848
April 646848 5620 15555 4555 645783
May 645783 56550 1073 4547 644710
June 644710 5620 10330 4540 643629
July 643629 563430 1088 4532 642541
August 642541 5620 1046 4525 641446
September 6341446 5620 1103 4517 640342
October 644342 5620 1111 4509 639231
November 639231 5620 1119 4501 638112
December 638112 5620 1127 4493 636985

Home Loan EMI Calculator

Welcome to our cutting-edge Home Loan EMI Calculator, the ultimate tool for simplifying your home financing journey. Whether you're a first-time homebuyer or seeking to refinance, our easy-to-use EMI calculator helps you make informed decisions by offering instant insights into your monthly payments and total loan cost. Adjust key factors like loan amount, interest rates, and tenure see how they impact your EMI and financial commitment. Start your homeownership journey today with confidence, using our Home Loan EMI Calculator for a clear and precise financial outlook.

Why Choose Our Home Loan Calculator?

  • • Accurate EMI calculations based on your input
  • • Visual representation of principal vs interest
  • • Instant updates as you change loan parameters
  • • Helps in better financial planning for your home purchase
Get Matching Home Loan Offers Here
  • SBI Bank
    RECOMMENDED
    Loan Amount
    65,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    61,536
  • SBI Bank
    RECOMMENDED
    Loan Amount
    71,50,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    67,690
  • SBI Bank
    RECOMMENDED
    Loan Amount
    80,00,000
    ROI
    8.5%
    Tenure
    30 yr
    EMI
    17,603
    Unlock 3+ Home Loan Offers
    View Now
  • SBI Bank
    RECOMMENDED
    Loan Amount
    80,00,000
    ROI
    8.45%
    Tenure
    30 yr
    EMI
    17,603
    Unlock 3+ Home Loan Offers
    View Now
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Understanding Home Loan Terms

Understanding home loan terms is essential for making informed financial decisions. This guide simplifies key concepts like interest rates, EMIs, tenures, and eligibility criteria. Whether you're a first-time homebuyer or looking to refinance, mastering these terms ensures you choose the right loan for your needs and budget.

Principal Amount

The original sum of money borrowed from a lender to purchase a home.

Interest Rate

The percentage charged by the lender for borrowing the principal amount.

Loan Tenure

The duration over which you agree to repay the entire loan amount.

Estimated EMI* (assuming rate of interest at 7% p.a.)
Tenure

Loan amount

Rs 30 Lakhs

Loan amount

Rs 60 Lakhs

Loan amount

Rs 1 Crore

5 years Rs 59,403 Rs 1,18,806 Rs 1,98,011
10 years Rs 34,832 Rs 69,665 Rs 1,16,108
20 years Rs 23,259 Rs 46,518 Rs 77,530
30 years Rs 19,959 Rs 39,918 Rs 66,530

Tips for Managing Your Home Loan

Consider making extra payments when possible to reduce the principal faster

Keep an eye on interest rate fluctuations and consider refinancing if rates drop significantly

Maintain a good credit score to potentially negotiate better terms

Set up automatic payments to avoid late fees and maintain a good repayment record

Review your home loan terms annually to ensure they still align with your financial goals

Our Home Loan EMI Calculator is more than just a tool—it's your financial compass in the journey towards homeownership. By providing clear, instant insights into your potential mortgage payments, it empowers you to make decisions that align with your financial goals and lifestyle. Remember, while this calculator offers valuable guidance, it's always wise to consult with financial advisors for personalized advice. Your dream home is within reach, and with the right planning and this powerful tool at your disposal, you're well-equipped to turn that dream into reality. Start exploring your options today and take the first step towards a future in your very own home.

 

Frequently Asked Questions

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A Home Loan EMI Calculator is an online tool that calculates your monthly loan repayments by considering the loan amount, tenure, and interest rate.
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SuGanta’s EMI Calculator provides accurate estimates based on the entered data, helping users plan their home loan efficiently.
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To calculate your EMI, you need to input the loan amount, tenure (in years), and the annual interest rate.
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Yes, SuGanta's Home Loan EMI Calculator allows you to compare EMIs for various loan amounts and repayment periods.
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By providing a clear breakdown of monthly payments, SuGanta’s EMI Calculator helps you budget effectively and make informed decisions.

Contact Us

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📞 Call us: +91 7065663434

✉️ Mail us: support@suganta.com