HDFC Bank

HDFC Bank Home Loan Features and Benefits

• Loan Amount

  HDFC Home Loan offers a wide range of loan amounts, reaching up to ₹10 Crores, catering to individuals across different financial segments and fulfilling diverse housing needs.

• Interest Rate

  With interest rates starting as low as 8.7%, HDFC Home Loan provides affordability, allowing you to manage EMIs comfortably and focus on achieving your dream of homeownership.

• No Prepayment/Foreclosure Charges

  HDFC Home Loan offers the freedom to make prepayments or foreclose the loan without incurring additional fees, enabling you to reduce interest costs and clear the loan sooner if desired.

• Processing Fees

  The processing fee for HDFC Bank Home Loan begins at 0.50%, depending on eligibility and the chosen home loan.

• Application Process

  Applying for an HDFC Home Loan is convenient and flexible. You can apply online from the comfort of your home or visit the nearest HDFC branch for assistance.

• Flexible Tenure

  HDFC Bank Home Loan offers a maximum repayment tenure of up to 30 years with flexibility to choose a tenure according to repayment capability.

• Balance Transfer Facility

  For those with existing home loans at other banks, HDFC offers a hassle-free balance transfer facility, allowing you to move your loan to HDFC without prepayment charges and benefit from lower interest rates and

• Minimum Documentation

  The home loan process with HDFC is simple and efficient, requiring minimal documentation to ensure a quick and smooth disbursal process.