HDFC Bank

Explore exclusive HDFC Bank home loan options with SuGanta, designed to make your dream home a reality. HDFC offers flexible home loan solutions with competitive interest rates, minimal documentation, and loan amounts tailored to meet every budget. Whether you’re buying a new home, constructing a property, or transferring your existing home loan for better rates, HDFC Bank, in partnership with SuGanta, has you covered.
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Approved Properties
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Palladio
Upto 2.39 Cr
Hiranandani Estate
Bangalore
View Details
Get Matching Home Loan Offers Here
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  • SBI Bank
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Unlock Home Loan Offers

HDFC Bank Home Loan Features and Benefits

  • Loan Amount

    HDFC Home Loan offers a wide range of loan amounts, reaching up to ₹10 Crores, catering to individuals across different financial segments and fulfilling diverse housing needs.

  • Interest Rate

    With interest rates starting as low as 8.7%, HDFC Home Loan provides affordability, allowing you to manage EMIs comfortably and focus on achieving your dream of homeownership.

  • No Prepayment/Foreclosure Charges

    HDFC Home Loan offers the freedom to make prepayments or foreclose the loan without incurring additional fees, enabling you to reduce interest costs and clear the loan sooner if desired.

  • Processing Fees

    The processing fee for HDFC Bank Home Loan begins at 0.50%, depending on eligibility and the chosen home loan.

  • Application Process

    Applying for an HDFC Home Loan is convenient and flexible. You can apply online from the comfort of your home or visit the nearest HDFC branch for assistance.

  • Flexible Tenure

    HDFC Bank Home Loan offers a maximum repayment tenure of up to 30 years with flexibility to choose a tenure according to repayment capability.

  • Balance Transfer Facility

    For those with existing home loans at other banks, HDFC offers a hassle-free balance transfer facility, allowing you to move your loan to HDFC without prepayment charges and benefit from lower interest rates and

  • Minimum Documentation

    The home loan process with HDFC is simple and efficient, requiring minimal documentation to ensure a quick and smooth disbursal process.

Key Features of HDFC Home Loans

  • Borrow up to ₹10 crores, enabling you to afford the property that best suits your lifestyle and needs.
  • Starting at just 8.7%, HDFC Bank offers some of the most competitive rates in the market, ensuring manageable EMIs.
  • Choose a repayment period up to 30 years, designed to fit seamlessly into your financial plans.
  • Transfer your existing home loan to HDFC Bank hassle-free and enjoy better rates
  • Prepay or foreclose your loan without incurring additional charges, giving you complete control over your finances.
  • Simplified processes mean faster approvals and minimal paperwork, helping you get your loan disbursed quickly.
  • Avail tax deductions on both the principal and interest components under Section 80C of the Income Tax Act, including benefits for affordable housing.

Tax Benefits on HDFC Home Loan

An HDFC Home Loan offers significant tax savings:

Principal Repayment

Deduction under Section 80C for up to ₹1.5 lakh

Interest Payment

Deduction of up to ₹2 lakh under Section 24(b)

Additional Benefit

First-time homebuyers may claim extra benefits under Section 80EEA

HDFC Home Loan EMI Calculator

Use SuGanta’s HDFC Home Loan EMI Calculator to estimate your monthly payments. Simply enter your loan amount, interest rate, and preferred tenure, and get an immediate overview of your repayment plan.

You are Eligible for EMI Amount
₹49,979
Principal Amount
₹6,500,000
Interest Amount
₹11,492,576
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
Check Bank Offers
₹8,000,000
8.5%
20 p.a

You are Eligible for EMI Amount

₹69,426
Principal Amount
₹8,000,000
Interest Amount
₹8,662,206
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

Get Pre - Qualified

Tax Benefits on HDFC Bank Home Loan

The home loan borrowers can claim tax benefits on the principal and interest amount of home loan under section 80 C of the Income Tax Act. You can claim up to Rs 1.5 lakh on the principal amount and up to Rs 3.5 lakh on the interest amount. Even the stamp duty and registration charges are eligible for tax deductions. If you are planning to buy a home under the affordable housing scheme, you can claim additional tax benefits up to Rs 1.5 lakh on home loan interest under section 80EEA.

How to Apply for HDFC Bank Home Loan

You can apply for HDFC Bank home loan online on Suganta by following the given steps:

Step 1
Visit https://suganta.com/homeloan/home-loan
Step 2
Fill all the required fields and click on Apply Now
Step 3
Enter your personal and home loan-related details to proceed further
Step 4
A few eligible loan options will appear. Compare and apply for a home loan that suits your requirements.
Apply Now
Contact Us
Unlock your home ownership dreams with HDFC Bank home loans on SuGanta. Offering competitive rates, flexible terms, and quick approvals, HDFC ensures a seamless journey toward your ideal home. Apply today through SuGanta for expert guidance, minimal hassle, and step closer to owning your dream property effortlessly.
Call us
+91 7065663434
Mail us
support@suganta.com
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