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Home Loan Calculator

All you need to know about your home loan

Home Loan EMI Calculator

You are Eligible for EMI Amount

₹ 56,409

Principal Amount

₹ 65,00,000

Interest Amount

₹ 70,38,043

Why for Home Loan?
Offers from 34+ Banks
Lowest Interest Rate
Highest Loan Value

Home Loan Eligibility Calculator

You are Eligible for Amount

₹ 40.47 Lac

Monthly EMI

₹ 16,865

Why for Home Loan?
Offers from 34+ Banks
Lowest Interest Rate
Highest Loan Value

SuGanta

How much will I save on balance transfer?

Current Loan

Twenty Five Lac Only
%

New Loan

%

You will lose interest of

₹ 0

EMI Tenure will be increased by 0 Months

Current Interest

₹ 0

New Interest

₹ 0

Current EMI Tenure

0 Years

New EMI Tenure

0 Years

Outstanding Principal

₹ 0

EMI

₹ 0

How much will I save on early repayment?

How much will I save on early repayment?

You will save Interest of

₹ 0

EMI Tenure will be reduced by 0 Months

Current Interest

₹ 0

New Interest

₹ 0

Current EMI Tenure

0 Years

New EMI Tenure

0 Years 0 Months

Outstanding Principal ₹ 0

EMI ₹ 0

How will a rate change impact me?

If you keep the Tenure same

You will save

₹0

Current EMI: ₹0

New EMI: ₹0


If you keep your EMI the same

You will save

₹0

Current Tenure: 0 Years

New Tenure: 0 Months

SuGanta

What will be my monthly loan repayment?

One Lac Only

%

Results:

Principal Paid

₹ 0

Interest Paid

₹ 0

Principal Outstanding

₹ 0

Interest Outstanding

₹ 0

Last Installment

0

EMI

₹ 0

 

Home Loan FAQs

+
EMI stands for Equated Monthly Installment. It's the amount you pay each month to repay your home loan, which includes a part of the principal amount and the interest.
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Home loan EMI is calculated using the formula: EMI = P * r * (1+r)^n / ((1+r)^n - 1), where P is the principal amount, r is the monthly interest rate, and n is the total number of months.
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The main factors that affect your home loan EMI are the loan amount, interest rate, and loan tenure. A higher loan amount or interest rate will increase your EMI, while a longer tenure will decrease it.
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Yes, most lenders allow prepayment of home loans. However, there might be certain terms and conditions, including prepayment charges. It's best to check with your lender for specific details.

Contact Us

Have any queries? We’d love to hear from you.

📞 Call us: +91 782 769 4613

✉️ Mail us: homeloan@suganta.com