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Home Loan for Self-Employed With ITR

Get tailor-made home loan offers designed especially for self-employed individuals. Explore now and apply online.

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Offers and Benefits

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Easy approval
With minimum documentation
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Hassle-free home buying journey

Home Loan Calculator

All you need to know about your home loan

Home Loan EMI Calculator

You are Eligible for EMI Amount
₹56,409
Principal Amount
₹65,00,000
Interest Amount
₹29,53,299
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
Check Bank Offers
8,000,000₹
8.5 p.a
20 years

You are Eligible for EMI Amount

0
Principal Amount
0
Interest Amount
7,038,042
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value

Need a more accurate EMI estimate?

Get Pre - Qualified

You are Eligible for Amount

₹36,00,000.00

Monthly EMI

₹31,241.64
Why Suganta for Home Loan?
  • Offers from 34+ Banks
  • Lowest Interest Rate
  • Highest Loan Value
Check Bank Offers
How much will I save on balance transfer?
Current Loan
Loan Amount
Tenure
Rate of Interest
Installments paid
Eg. 40
New Loan
Processing Fees
Tenure
Rate of Interest
You will save interest of
₹--
EMI Tenure will be increased by 40 Months
Current Interest
₹--
New Interest
₹--
Current EMI Tenure
-- Years
New EMI Tenure
-- Years
Outstanding Principal ₹--
EMI ₹--
How much will I save on early repayment?
Loan Amount
Installments Paid
Outstanding Tenure
Current Interest Rate %
Choose your Amount
You will save Interest of
₹--
Current Interest
₹--
New Interest
₹--
Current EMI Tenure
₹--
New EMI Tenure
₹--
How will a rate change impact me?
Loan Amount
Tenure
Rate of Interest
Loan taken on
New Rate of Interest
Rate of Interest changes on
If you keep the Tenure same
You will lose
₹--
Current EMI
₹--
New EMI
₹--
If you keep your EMI same
You will lose
₹--
Current Tenure
Year
New Tenure
Year
What will be my monthly loan repayment?
Loan Amount
Tenure
Rate of Interest
Installments Paid
Principal Paid
₹--
Principal Outstanding
₹--
Interest Paid
₹--
Interest Outstanding
₹--
Last Installment
--
EMI
₹--
 

Home Loan FAQs

+
EMI stands for Equated Monthly Installment. It's the amount you pay each month to repay your home loan, which includes a part of the principal amount and the interest.
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Home loan EMI is calculated using the formula: EMI = P * r * (1+r)^n / ((1+r)^n - 1), where P is the principal amount, r is the monthly interest rate, and n is the total number of months.
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The main factors that affect your home loan EMI are the loan amount, interest rate, and loan tenure. A higher loan amount or interest rate will increase your EMI, while a longer tenure will decrease it.
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Yes, most lenders allow prepayment of home loans. However, there might be certain terms and conditions, including prepayment charges. It's best to check with your lender for specific details.

Contact Us

Have any queries? We’d love to hear from you.

📞 Call us: +91 782 769 4613

✉️ Mail us: homeloan@suganta.com

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