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    Union Bank Home Loan EMI Calculator – SuGanta

    Buying a new home or refinancing? Use the Union Bank Home Loan EMI Calculator by SuGanta.com to calculate your monthly EMIs instantly. Compare offers, adjust loan amounts, and find the best EMI structure—all in one place.

    Why Use the Union Bank EMI Calculator on Suganta?

    • Quick and Reliable EMI Results: Simply enter the loan amount, interest rate, and loan tenure to get instant, accurate EMI figures.
    • Customize and Compare Easily: Modify input values to analyze different home loan scenarios that match your financial profile.
    • Perfect for Budget Planning: Plan your EMIs with complete transparency and avoid hidden surprises.

    Union Bank Home Loan Interest Rate & Details –

    Interest Rate (Starting): 8.5% per annum

    • Loan Tenure: Up to 30 years
    • Processing Fee: 0.5% (approx.)
    • Loan Amount Range: ₹2 Lakhs to ₹10+ Crores (based on eligibility)
    Get Matching Home Loan Offers Here
    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹61,536
      Enquire Now
    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹67,690
      Enquire Now
    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.5%
      Tenure
      30 yr
      EMI
      ₹17,603
      Enquire Now
      Unlock 3+ Home Loan Offers
      View Now
    • SBI Bank
      RECOMMENDED
      Loan Amount
      ₹
      ROI
      8.45%
      Tenure
      30 yr
      EMI
      ₹17,603
      Enquire Now
      Unlock 3+ Home Loan Offers
      View Now
    Unlock Home Loan Offers
    Apply Home loan
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    How to Use Suganta’s Union Bank Home Loan EMI Calculator?

    1. Visit Suganta.com’s EMI Calculator page
    2. Enter the loan amount you plan to borrow
    3. Set the interest rate (e.g., 8.5%)
    4. Select the loan tenure (e.g., 10 years)
    5. Click “Calculate Your EMI” to view your results

    10-Year Union Bank EMI Amortization Table (₹65 Lakhs @ 8.5%)

    Year Opening Balance (₹) EMI × 12 (₹) Interest Paid (₹) Principal Paid (₹) Closing Balance (₹)
    1 65,00,000 9,62,856 5,49,132 4,13,724 60,86,276
    2 60,86,276 9,62,856 5,17,333 4,45,523 56,40,753
    3 56,40,753 9,62,856 4,79,464 4,83,392 51,57,361
    4 51,57,361 9,62,856 4,36,375 5,26,481 46,30,880
    5 46,30,880 9,62,856 3,88,125 5,74,731 40,56,149
    6 40,56,149 9,62,856 3,33,839 6,29,017 34,27,132
    7 34,27,132 9,62,856 2,73,545 6,89,311 27,37,821
    8 27,37,821 9,62,856 2,06,988 7,55,868 19,81,953
    9 19,81,953 9,62,856 1,33,850 8,29,006 11,52,947
    10 11,52,947 9,62,856 53,235 9,09,621 0

    Plan Smarter, Borrow Better with Suganta

    • Compare home loan EMI offers from 34+ Indian banks
    • Check eligibility, documents, and balance transfer benefits
    • Calculate EMI free, anytime — no login required
    • Real-time loan offer updates from Union Bank, SBI, HDFC & more
     

    Frequently Asked Questions

    +
    The Union Bank Home Loan EMI Calculator is an online tool that helps you quickly calculate your monthly EMI for a home loan. By entering the loan amount, tenure, and interest rate, you can get an accurate estimate of your monthly financial commitment.
    +
    The calculator uses a simple formula to compute the Equated Monthly Installment (EMI). It considers the loan amount, interest rate, and repayment tenure to provide accurate results in seconds.
    +
    Using this tool helps you plan your finances better by offering a clear picture of your monthly repayment. It ensures transparency and helps you compare loan offers based on affordability.
    +
    Yes, the Union Bank Home Loan EMI Calculator is entirely free to use. You can access it online at any time without any charges.
    +
    Choosing a longer loan tenure will result in a lower EMI, but it may increase the total interest paid. Use the EMI calculator to find the right balance based on your financial capacity.

    Contact Us

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