Properties for Sale & Rent – Verified Listings Only
Yes Bank is known for its tech-driven, customer-centric banking experience. It brings convenience, transparency, and reliability to home financing. The bank offers digital application processes, expert advisory, and low processing fees. With Yes Bank, you get the power of modern banking tools combined with attractive interest rates and tailor-made housing loan plans. Whether it’s a home purchase, construction, or renovation, Yes Bank supports your dream at every step with dedicated service and fast disbursal.
Dedicated Customer Support
Experience personalized assistance from loan experts who guide you through every step, ensuring a smooth process.
Competitive Interest Rates
Yes Bank home loan interest rates start from 8.45% p.a. for eligible applicants and are linked to the Repo Linked Lending Rate (RLLR). The rates are competitive and dynamic based on market trends and the borrower’s credit profile. Women borrowers and those with a high credit score can benefit from concessional rates, ensuring greater affordability.
Flexible Repayment Tenure
Borrowers can choose a loan tenure of up to 30 years, based on their repayment capacity and age. Yes Bank allows a longer repayment window, helping reduce EMI burden and offering better control over finances. The tenure flexibility is ideal for both salaried individuals and business professionals.
High Loan-to-Value Ratio
Yes Bank finances up to 90% of the property value, subject to eligibility and loan amount. This high loan-to-value (LTV) ratio allows homebuyers to arrange minimal down payments while still acquiring their dream home. EMIs are structured for convenience with multiple repayment options.
No Hidden Charges
Transparency is a key advantage of choosing Yes Bank. The bank offers zero prepayment and foreclosure charges on floating rate loans for individual borrowers. This helps in reducing your interest outgo over time if you plan to repay early without incurring penalties.
The processing fee is typically up to 1% of the loan amount (plus GST). However, seasonal offers and pre-approved profiles may enjoy discounted or zero processing charges.
To qualify for a Yes Bank home loan, applicants must fulfill the following criteria:
Identity & Address Proof
Income Proof
Property Documents
Applying for a Yes Bank home loan through SuGanta.com is simple and hassle-free:
The basic documents required for home loan are listed here:
Whether you are buying your first home or planning to build your dream house, Yes Bank Home Loans provide a financially secure, stress-free path to homeownership. Apply through SuGanta.com and unlock exclusive benefits, faster approvals, and expert support. Choose the right housing loan with confidence and move into your dream home sooner than you imagined.
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